A first-time home buyer has a lot to learn. It’s easy to get fired up about this perfect place you just found, but first things first. How will you finance it? How much can you qualify for? How much do I need for down payment, How much will my payments be? How much will my homeowner insurance and property taxes be? What is an escrow account? Am I going to escrow… yes or no? We can help you with this. At New Castle Mortgage, we not only can answer all the above questions we will spend time with you to help you to better understand the whole process of home ownership.